Understanding How My Insurance Can Cover My Chiropractic Care

Can My Insurance Help Me See a Chiropractor?

If you've ever asked, “Does my insurance cover chiropractic care?”—you're not alone. At Krock Chiropractic in Franklin, TN, we hear this question every week from new patients. With rising healthcare costs, it’s natural to want to know how your Cigna, Aetna, Blue Cross Blue Shield, Medicare, or United HealthCare policy fits in with chiropractic services. Good news: many plans do provide some level of coverage, and we’re here to help you understand how.

What Insurance Plans Typically Cover Chiropractic Care?

Most major insurance companies recognize the effectiveness of chiropractic care in managing pain, improving mobility, and enhancing quality of life. At Krock Chiropractic, we work with a wide range of plans:

Commonly Accepted Plans at Our Clinic

• Cigna – Often covers spinal manipulation, electronic stimulation and heat therapy.

• United HealthCare – Offers generous chiropractic benefits with in-network providers.

• Blue Cross Blue Shield (BCBS) – Covers chiropractic under many family and employer-sponsored plans.

• Aetna – Typically includes chiropractic in its alternative care benefits.

• Medicare – Covers spinal adjustments when deemed medically necessary.

We’re proud to be a chiropractor that accepts your insurance—ask us if we’re in-network with your provider!

What’s Typically Covered?

Coverage varies by plan, but most include:

• Initial evaluation & diagnosis

• Spinal adjustments/manipulations

• Ongoing treatment for pain and dysfunction

• Sometimes: therapeutic exercises, dry needling, or soft tissue work

Before your first visit, our team will verify your benefits and explain your out-of-pocket costs (if any), so there are no surprises.

How to Check Your Chiropractic Insurance Benefits

Simple Steps:

1. Call the number on the back of your insurance card.

2. Ask if chiropractic care is covered under your plan.

3. Ask about deductibles, copays, and limits on visits per year.

4. Or—let us handle it for you! We’re happy to verify your benefits before your appointment.

Why Choose Krock Chiropractic?

As the best chiropractor in Franklin, TN, we combine personalized care, evidence-based treatment, and insurance-friendly billing so you can focus on healing—not paperwork. Whether you’re a parent with Cigna, a retiree on Medicare, or a professional using Aetna, our team will help you make the most of your plan.

We provide:

• Family chiropractic care

• Prenatal and postnatal support

• Pediatric adjustments

• Sports rehab and performance care

• Wellness visits and dry needling

Book an Appointment Today

If you’re looking for a chiropractor near you that accepts insurance, give us a call. We’ll help you navigate your benefits and get started with a plan that supports your long-term health.

📞 Call Dr. Bradley Krock at Krock Chiropractic in Franklin, TN 

📍 Conveniently located and ready to serve your whole family 

💬 Book appointment now!